:root{color-scheme:light;--navy:#102638;--ink:#173342;--muted:#536b78;--teal:#007e83;--line:#d9e6e8;--light:#f3f8f8;--bg:#fff;--shadow:0 12px 34px rgba(10,40,52,.07)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.67 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg)}a{color:#006a76;text-underline-offset:3px}a:hover{color:#063d48}button,input,select{font:inherit}button{cursor:pointer}.skip{position:absolute;left:-1000px;top:12px}.skip:focus{left:14px;background:white;padding:10px;z-index:20}.wrap{width:min(1130px,calc(100% - 36px));margin:auto}.nav{border-bottom:1px solid var(--line);background:white}.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:73px}.brand{font-weight:800;font-size:1.24rem;color:var(--navy);text-decoration:none}.brand b{display:inline-grid;place-items:center;background:var(--teal);color:#fff;border-radius:9px;font-size:1rem;width:29px;height:29px;margin-right:6px}.nav-links{display:flex;gap:20px;align-items:center;flex-wrap:wrap}.nav-links a{text-decoration:none;font-size:.92rem;font-weight:650}.eyebrow{text-transform:uppercase;font-weight:800;letter-spacing:.14em;font-size:.7rem;color:var(--teal)}.hero{background:linear-gradient(125deg,#f1faf9,#eaf4f7 56%,#fafbf8);padding:66px 0 54px}.hero h1{font-size:clamp(2.25rem,5vw,3.85rem);line-height:1.12;letter-spacing:-.055em;max-width:850px;margin:12px 0 19px;color:var(--navy)}.hero p{max-width:760px;color:var(--muted);font-size:1.05rem;margin-bottom:0}.main{padding:40px 0 82px}.card{background:white;border:1px solid var(--line);border-radius:18px;padding:25px;box-shadow:var(--shadow)}.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:28px 0}.card h2,.card h3{color:var(--navy);line-height:1.3;margin:0 0 10px}.card p{color:var(--muted);margin-top:0}.btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 18px;font-weight:750;border-radius:9px;background:var(--teal);border:1px solid var(--teal);color:#fff;text-decoration:none;transition:transform .1s}.btn:hover{color:#fff;background:#076b70}.btn:active{transform:translateY(1px)}.btn.alt{color:var(--teal);background:#fff}.btn.alt:hover{color:#034f55;background:#e9f5f5}.button-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}h2,h3{letter-spacing:-.025em}h2{line-height:1.3}.section{margin:38px 0}.section h2{margin:0 0 12px;color:var(--navy);font-size:1.6rem}.section p{max-width:850px}.fine{color:var(--muted);font-size:.88rem}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field{display:flex;flex-direction:column;gap:4px}.field label{font-weight:700;font-size:.88rem}.field small{font-size:.78rem;color:var(--muted)}.field input,.field select{width:100%;background:#fff;border:1px solid #b9ced3;border-radius:8px;padding:12px;color:var(--ink);min-height:46px}.field input:focus,.field select:focus{outline:3px solid #a4dcdd;border-color:#006a76}.metrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:18px}.metric{padding:18px;border:1px solid var(--line);background:var(--light);border-radius:12px}.metric strong{display:block;font-size:1.75rem;color:var(--navy);line-height:1.25}.metric small{display:block;color:var(--muted);font-size:.79rem}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;min-width:690px}th,td{padding:12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{font-size:.86rem;color:var(--navy);background:var(--light)}td input,td select{width:100%;padding:8px;border:1px solid #b5cdd2;border-radius:7px;min-height:39px}td input[type=number]{max-width:110px}.notice{padding:15px 18px;border-radius:11px;background:#eaf5f4;border-left:4px solid var(--teal);color:var(--ink)}.notice.warning{background:#fff7e6;border-color:#ce992e}.score-results{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin:20px 0}.score-results strong{display:block;font-size:1.65rem}.score-results .card{box-shadow:none}.score-results .winner{border-color:#007e83;background:#f1fbf9}.muted{color:var(--muted)}.prose{max-width:850px}.prose h2{margin-top:28px}.prose li{margin-bottom:7px}.footer{background:var(--navy);color:#dbebee;padding:40px 0}.footer .brand{color:white}.footer a{color:#d2f2f0}.footer p{font-size:.9rem;max-width:780px}.badge{display:inline-block;font-size:.76rem;padding:4px 8px;border-radius:100px;color:#12646b;background:#dceeee;font-weight:700}@media(max-width:740px){.nav-inner{align-items:flex-start;flex-direction:column;padding:12px 0}.nav-links{gap:13px}.cards,.form-grid,.metrics,.score-results{grid-template-columns:1fr}.hero{padding:44px 0}.card{padding:18px}.button-row .btn{width:100%}}@media print{.nav,.footer,.button-row,.skip{display:none!important}.hero{padding:18px 0;background:none}.main{padding:10px 0}.card{box-shadow:none}.wrap{width:95%}body{font-size:13px}table{min-width:0}}